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How to Calculate Business Days Between Two Dates

Count working days by hand or in Excel, add business days to a deadline, and handle observed and substitute holidays — with 2026 working days per month for the US and UK.

By M2Toolkit Editorial TeamPublished 7 min read

Quick answer

Count every weekday from the start date to the end date, including both, then subtract the public holidays that land on those weekdays.

1–31 January 2026 has 22 weekdays. US federal offices are closed on 1 January and on Martin Luther King Jr. Day (19 January), so January 2026 has 20 business days in the US — and 21 in England, where only New Year's Day falls that month. The Business Days Calculator does this for any dates and lists every holiday it skipped.

Counting business days sounds trivial until a deadline depends on it. Is the day you received the notice day one or day zero? Does a holiday that falls on a Saturday still move anything? Is Friday the 3rd a working day if the 4th of July is on a Saturday? This guide covers the arithmetic, the conventions that decide close calls, and how to get the same answer in a spreadsheet.

Counting weekdays by hand: the full-week shortcut

You don't need to tick off a calendar day by day. Any run of 7 consecutive days contains exactly 5 weekdays, so:

  1. 1
    Count the calendar days in the range, including both ends.
  2. 2
    Divide by 7. Each full week contributes 5 business days.
  3. 3
    Look at the leftover days (0–6) and count how many of them are Monday–Friday.
  4. 4
    Subtract any public holidays that fall on a weekday inside the range.

Example: Tuesday 3 March to Monday 30 March 2026 is 28 days — exactly 4 weeks — so 20 business days, and no US or UK holiday falls in that stretch.

Business days = 5 × full weeks + weekdays in the leftover days − weekday holidays

Do you count the first day? The question behind most disputes

There are two common conventions, and they differ by a day:

SituationUsual conventionExample
Counting days in a period (payroll, “how many working days in May?”)Include both the start and end dateMon 4 – Fri 8 May = 5 days
A deadline “within 10 business days of” an eventDon't count the day of the event; day 1 is the next business dayNotice received Monday → day 10 is Monday week
Shipping “in 3–5 business days”Usually starts the next business day after dispatch or order cut-offOrdered Friday evening → day 1 is Monday

Spreadsheets follow the same split: NETWORKDAYS includes both dates, while WORKDAY moves forward from a date without counting it. When a contract or regulation sets a deadline, its own wording wins — some legal deadlines count calendar days and only roll forward if the last day is a weekend or holiday.

Adding business days to find a deadline

To find the date that is N business days after a start date, step forward one day at a time, skip weekends and holidays, and stop when you have counted N working days. The start date itself isn't counted.

Example: 5 business days after Thursday 2 July 2026, in the US. Independence Day is a Saturday that year, so federal offices observe it on Friday 3 July. Counting Monday 6 to Friday 10 July gives a deadline of Friday 10 July — one day later than you'd get by ignoring the observed holiday.

Try the free Business Days CalculatorChoose “Add or subtract days”, pick your holiday calendar and enter the number of working days.

Holidays: observed days and substitute days

When a fixed-date holiday lands on a weekend, most countries move the day off rather than lose it — but the rule differs:

  • US federal: a Saturday holiday is observed on the Friday before, a Sunday holiday on the Monday after. That means New Year's Day 2028 (a Saturday) is observed on Friday 31 December 2027 — a holiday that shows up in the previous year.
  • UK bank holidays: a weekend holiday gets a “substitute day”, always the next weekday that isn't already a holiday. When Christmas Day is a Sunday, Boxing Day stays on Monday 26th and Christmas moves to Tuesday 27th.
  • Scotland has its own list: 2 January and St Andrew's Day are bank holidays, Easter Monday isn't, and the summer holiday is the first Monday of August rather than the last.

Private employers and US states may close on extra days (the day after Thanksgiving, for example) or open on federal holidays, so treat a public calendar as a starting point and adjust it to the organisation you're counting for.

Working days in each month of 2026

Monday–Friday, minus public holidays
MonthUS (federal)England & Wales
January2021
February1920
March2222
April2220
May2019
June2122
July2223
August2120
September2122
October2122
November1921
December2221
Whole year250253

2026 has 261 weekdays. The US loses 11 to federal holidays and England & Wales loses 8 to bank holidays. For Scotland, other years or a different work week, use “Days in a year” in the calculator.

The same calculation in Excel or Google Sheets

Put your holiday dates in a range (say H2:H12) and use:

=NETWORKDAYS(A2, B2, H2:H12) — business days between two dates, both included
=WORKDAY(A2, 10, H2:H12) — the date 10 business days after A2

For a different work week use the .INTL versions with a seven-character weekend code, Monday first, where 1 means a day off. A Sunday–Thursday week (Friday and Saturday off) is "0000110"; a Monday–Saturday week is "0000001". The calculator prints the exact formula for whatever you've selected, so you can paste it into a sheet and compare.

Where business-day counts matter

  • Payment terms. “Net 30” usually means calendar days; “30 business days” is about six weeks. When you send a quote or invoice, spell out which — the Quotation Generator has a payment-terms field for this.
  • Notice periods and HR. Leave requests and probation reviews are often counted in working days; part-timers may need a custom work week.
  • Delivery promises. A “5 business day” estimate placed on a Wednesday before a bank-holiday weekend can be ten calendar days.
  • Calendar-day questions. If weekends don't matter, use the Date Difference Calculator instead.

Frequently asked questions

Is a business day the same as a working day?

In everyday use, yes: both mean a day the organisation normally works, usually Monday to Friday excluding public holidays. Some industries define them more precisely, for example banking days when payment systems run.

How many business days are in a year?

Usually 250–253 in the US and UK for a Monday–Friday week. A year has 260 or 261 weekdays (262 in some leap years), minus the public holidays that fall on weekdays.

Does a holiday on a weekend reduce the number of business days?

Only if it's moved to a weekday. In the US and UK it normally is — to the nearest Friday or Monday in the US, or the next free weekday in the UK — so the count still drops by one.

About this guide

The people who build M2Toolkit's tools write these guides. Every formula and example in an article is checked against the matching tool, and articles are reviewed when the tool changes.

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